Cookie Policy

What Are Cookies and Tracking Technologies?

Cookies are small text files that websites place on your device when you visit them. Think of them as tiny digital notes that help websites remember information about your visit. At omniviaradiant (omniviaradiant.sbs), we use various tracking technologies to enhance your financial planning experience and provide personalized services.

Beyond traditional cookies, we also employ web beacons, pixel tags, and similar technologies. These tools work together to collect information about how you interact with our financial forecasting platform, helping us understand user behavior and improve our budgeting tools.

When you access our platform from Malaysia or anywhere else, these technologies begin working immediately to optimize your experience. They help us load your preferred dashboard settings, remember your financial goals, and provide relevant insights based on your usage patterns.

Types of Tracking Technologies We Use

How Tracking Enhances Your Experience

Personalized Financial Insights

Our tracking technologies analyze your usage patterns to provide customized financial recommendations. For example, if you frequently use our expense tracking feature, we might suggest advanced budgeting strategies or highlight relevant educational content about spending optimization.

Improved Platform Performance

By understanding which features are accessed most frequently, we can optimize loading times and prioritize the most important tools. This means faster access to your financial data and smoother navigation through our forecasting modules.

Security and Fraud Prevention

Tracking technologies help us identify unusual activity patterns that might indicate unauthorized access to your account. This security layer protects your financial information and ensures the integrity of your budgeting data.

Content Relevance

We use tracking data to surface the most relevant financial planning resources based on your interests and goals. Whether you're focused on retirement planning, debt management, or investment strategies, our system learns to prioritize content that matters to you.

Data Retention and Storage

Different types of tracking data are retained for varying periods based on their purpose and legal requirements. Here's how we handle data retention:

Data Type	Retention Period	Purpose
Session Cookies	Until browser closure	Maintain login state and preferences
Persistent Cookies	1-2 years	Remember user preferences and settings
Analytics Data	26 months	Platform improvement and usage analysis
Marketing Data	13 months	Content personalization and recommendations

We regularly review and purge outdated tracking data to ensure we only retain information that serves a legitimate purpose. Our data retention practices comply with applicable privacy regulations and industry standards.

Managing Your Cookie Preferences

You have complete control over how cookies and tracking technologies function on your device. While some cookies are essential for omniviaradiant.sbs to operate, you can manage optional cookies through several methods.

Platform-Specific Controls

Within your omniviaradiant account settings, you can adjust preferences for analytical and marketing cookies. Navigate to your account dashboard and select "Privacy Preferences" to customize your experience while maintaining full access to our financial planning tools.

Third-Party Opt-Outs

We work with various analytics and advertising partners who may place their own cookies on your device. You can opt out of these third-party tracking technologies through industry opt-out tools or by visiting the privacy pages of our partners.

Updates to This Policy

We review and update this Cookie Policy regularly to reflect changes in our practices, technology, and legal requirements. When we make significant changes, we'll notify users through our platform and update the "Last Updated" date at the top of this policy.

We recommend checking this page periodically to stay informed about how we use tracking technologies. Major updates will be communicated through email notifications to registered users and announcements on our main platform.

Your continued use of omniviaradiant.sbs after policy updates indicates your acceptance of the revised terms. If you have concerns about changes to our tracking practices, please contact us using the information provided below.